Organise & Tidy up your Loyalty Programs

This post is sponsored by Velocity Frequent Flyer

Over in America, there is a huge craze for couponing. We don’t so much have that here in Australia, but what we do have are loyalty programs where we can earn reward points from our everyday purchasing behaviours. Reward points can be used and redeemed in many different ways for a variety of rewards. After you start understanding each system and have a reward goal set, you will become a points junkie in no time!

In the past, I have been guilty of neglecting points I have accumulated in different programs. I didn’t understand how they all worked cohesively. I think I just didn’t give myself the time to learn it. However, now that I have, it’s honestly not that hard. I want to show you how easy it is but, first thing’s first, you need to get organised!

Let’s tidy up and do an audit of how to use your loyalty programs and, as a result, get you “points fit”!

With just a little planning and consideration when making purchases, you can soon be using your loyalty program reward points to help pay for your next family holiday and then redeem your points online for a new tablet, cookware set, cosmetics and more!

I have learned quite a lot when researching for this series of posts and realised a huge gap I had when it came to earning points. Over the next few weeks I will share all I have learnt.

With just a little planning and consideration when making purchases, you can soon be using Points to help pay for your next family holiday or browsing the catalogue of rewards for a new tablet, cookware set or voucher to get money off your next grocery shop.

I have partnered with Velocity Frequent Flyer, the award-winning loyalty program of Virgin Australia, throughout this special budgeting series. I am going to help you organise and tidy up your Velocity Points as you may be missing opportunities when it comes to earning Points and redeeming for really great rewards.  I know I have, I could have been halfway around the world by now!

Frequent Flyer Program – don’t be scared off by this term

I was scared off by the term ‘frequent flyer’ as I don’t often fly with my family (although I wish we did) and thought there wasn’t much point in signing up to a frequent flyer program. But I’ve since discovered that members of Velocity Frequent Flyer not only earn Points on eligible flights (which can be redeemed for more flights, flight upgrades, lounge passes and even gift vouchers or products), but you can also earn Velocity Points through your everyday spending! If your not a member yet don’t forget to sign up.

I wish I understood this years ago, as I would have loved to be sitting with a coffee and my laptop in the comfort of an airport lounge when flights have been delayed (yep, you guessed it, you can use Velocity Points for a lounge pass). But mostly, I would have loved to have accumulated enough Points to take my family on an overseas holiday which, looking back, I probably could have done several times over by now #kickingmyself.

Set your goal & make your rewards system work for you

What do you want to achieve? What do you want to get for your loyalty? A new toaster, gift vouchers or a family holiday?

With just a little planning and consideration when making purchases, you can soon be using your loyalty program reward points to help pay for your next family holiday and then redeem your points online for a new tablet, cookware set, cosmetics and more!

Now that I have more of an understanding of how frequent flyer programs operate, we would like to go on an overseas family holiday to Disneyland. Taking my spending habits into consideration, it makes the most sense to use Velocity Frequent Flyer Points to help get me there and use Velocity Points for our flights, flight upgrades or lounge access.  With a goal now in mind, I need to make sure I keep “earning Points” in the front of my mind when I go shopping and run errands. Basically, this means purchasing groceries from Coles and scanning my flybuys card at every opportunity (so I can transfer my points to Velocity later), getting the hubby to fill up at BP where he can swipe his Velocity card to earn Points, and using my Velocity credit card to pay for eligible transactions.

This is where I’ve learnt I have not been using loyalty systems cohesively. I have been shopping at all the right places to earn points (Coles, Kmart, BP) but not maximising my Velocity Points earn. For example, I was shopping at Coles with my Woolworths credit card (which only gives us discounts on our Woolworths shop) and filling up at BP every week and not scanning our Velocity membership card. I have been missing out on an abundance of Velocity Points! See why I am #kickingmyself…

Well, I immediately fixed that up and it was really VERY EASY!

See why doing an audit of how to use your loyalty programs has its benefit? Follow along with me, as you are just a few short steps away from boosting your Points balance too!

With just a little planning and consideration when making purchases, you can soon be using your loyalty program reward points to help pay for your next family holiday and then redeem your points online for a new tablet, cookware set, cosmetics and more!


I have a Velocity Frequent Flyer Card, but my hubby didn’t. So I got him to sign up to receive one too. Now when he fills up at BP, we’ll earn 2 Velocity Points for every litre of fuel purchased and 2 Velocity Points for every dollar spent in-store (there is a cap and some exclusions do apply so do check for more info).

If you’re not already a Velocity member, then make sure you sign up. As an award-winning loyalty program, Velocity Frequent Flyer provides members with many easy ways to earn Velocity Points both at home every day and when you travel so you can enjoy rewards sooner.

Here are just some of the benefits and reasons to be a member:

  • Earn Velocity Points when you fly with Virgin Australia and Velocity’s world-class airline partners
  • Earn Points with Velocity’s everyday program partners (see a few below)
  • Use your Points for flights, flight upgrades, accommodation or products and gift vouchers via the Velocity Rewards Store
  • Earn Status Credits when you fly and build your Status Credit balance to reach the next level of membership. The higher your membership level, the more flight benefits you’ll receive such as extra baggage allowance, lounge access, priority boarding and more. Plus you can now also earn Status Credits when you shop at Coles, Liquorland and First Choice.

Here are just a few ways you can earn Velocity Points:

  • Your weekly grocery shop at Coles and then transferring your flybuys points to Velocity (FYI Velocity members must link their Velocity membership to their flybuys household to transfer points and a conversion rate and annual transfer cap applies. Read the full T&Cs here).
  • Buying petrol at participating BP service stations and swiping your Velocity card to earn Points, find out more and see caps and exclusions here.
  • Parking the car at a Wilson car park when you use Book a Bay
  • Earning Points on eligible purchases using Velocity and partner credit cards
  • Everyday utilities (you can earn Points with EnergyAustralia or when you switch to Virgin Mobile).

View all the benefits here.


Check to see if your credit card is linked to a rewards system that suits your end goal. We all love something for nothing! Some credit cards earn frequent flyer Points directly (such as Velocity’s credit cards) and others earn reward points that you can then transfer to Velocity later. Each time you spend money on your credit card, you can be earning Points that can then be redeemed for your next flight, an upgrade, a brand new kettle, or even a family holiday.

When I did my audit, I realised my credit card was giving me shopping vouchers for a grocery store I rarely shop at since we’ve moved house. So I have since changed my credit card to a Velocity credit card in order to earn Velocity Points automatically and maximise the rewards and benefits available. We use our credit card for most transactions and this means we’ll now automatically earn Velocity Points on our spend (eligible transactions only of course) without having to think about it. However, we ensure we only spend what we can afford to pay off each month to incur no interest.

View the various Velocity partner cards available here. I will go into more detail about this in another post next week but here’s the legal stuff you need to know – eligible purchases, conditions and earn and transfer rates will differ depending on the card, so head here for details).

Now that I’ve decided to get “Points fit”, maybe we will get to Disneyland sooner or have the chance to upgrade to the front of the plane…We hope to get there in December!

Share with me – what is your rewards goal?

This post is run in accordance with my disclosure policy. To earn and redeem Velocity Points you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, as amended from time to time.

You may also like


Kendall July 5, 2017 - 7:17 AM

I’m the same actually, I have a velocity card but don’t use it, thank you for the explanation.

Katrina - The Organised Housewife July 5, 2017 - 8:02 AM

It’s just about taking the time to learn about it to make sure you are getting the best benefits from the program, even those little everyday purchases where you swipe your Velocity Frequent Flyer card all start to add up. So glad this post helped you to understand it a little more 🙂

Juliette W July 5, 2017 - 8:00 AM

I use flybuys all the time, should I be using velocity as well?

Katrina - The Organised Housewife July 5, 2017 - 8:07 AM

Hi Juliette, you can use them both, you can show your Velocity Card when filling up with petrol at BP, parking at Wilson carkparks and more as explained above. And you can transfer your flybuy points to your Velocity Frequent Flyer membership to help build up your points to then be redeemed for flights, upgrades etc.

linda July 5, 2017 - 8:45 AM

If you have a COLES CREDIT CARD you can also DOUBLE DIP…. use the credit card for groceries & scan flybuys…. I use the Coles credit card for almost everything… & auto transfer fly buys points to my velocity points card. The Coles credit card got great CANSTAR ratings & was affordable for me.

Katrina - The Organised Housewife July 5, 2017 - 12:45 PM

that’s a great tip Linda, have you used your velocity points to fly anywhere? I’ve heard some great stories where people just use their points to go away on holidays, I didn’t realise it was possible until recently.

Renee July 5, 2017 - 11:17 AM

Apparently I get velocity points with my credit card, but I haven’t been sure what to do with them.

Katrina - The Organised Housewife July 5, 2017 - 6:23 PM

Go onto the website to see your summary and then plan a holiday Renee!!!

Kelly July 6, 2017 - 7:15 AM

I have really liked earning extra flybuys through my Coles MasterCard. They frequently send me emails and coupons that I can use to supercharge the points I earn on my purchases. Don’t forget to check your Coles receipts for bonus vouchers too! Recently, I was able to use ‘Points and Pay’ to book flights with Virgin: I used some points (sorry can’t remember how much) and paid $60 for return flights to Tassie.

Annabel July 6, 2017 - 11:00 AM

Can I use Velocity points to get gift vouchers?

Karen July 6, 2017 - 1:08 PM

Thanks for this. I have loyalty programs all over the place but haven’t done anything with any of them. I will now!

I’ve just linked my Flybuys to my Velocity account and I’m not far from a flight reward. Coming from Perth we need more points to get across the country but anything is better than what I have been getting.

Erin July 6, 2017 - 1:48 PM

The number of ways I’ve learnt I can earn Velocity points in the last few months is incredible; signing up to affiliate programs, booking accommodation with Agoda, shopping through the eStore… I can’t wait to see what else you cover in following posts 🙂

Kirralee @ Escape With Kids July 7, 2017 - 2:20 PM

Thanks for the reminder – I’ve just signed the kids up with their points pooling to me. Yay!

Allison Jones July 7, 2017 - 3:13 PM

I recently earned 250,000 Velocity points through the NAB when we took on a new mortgage, amazing! I also earn through Flybuys transfer, my credit cards, flights and family pooling, and the eStore. Velocity is the best program. I haven’t used my rewards yet as my husband and I are saving up for a big trip when our teenagers are off our hands! XO

Katrina - The Organised Housewife August 28, 2017 - 1:32 PM

Thats fantastic!!

Taryn August 28, 2017 - 12:24 PM

We put our weekly shopping money onto the Velocity card every week – no need to sign up to get a new credit card (which you usually have to pay a yearly fee for). Most people only use it for travelling with (you can put different currencies on it) but it works great as a debit card. We use it for groceries, petrol, takeaway – everything! We have another that we direct debit all our bills onto, so that’s sitting there earning points without us even having to think about it. From memory it is 1 point per $2, so if you are making all your purchases on it, it can really add up quickly.


Leave a Comment